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Proving you have funds to study

To apply for a visa, you may need to prove you have the money for your course.

Types of funds

The types of funds a Student or Child Student can use to show they meet the financial requirement are one, or a combination of:

  • funds belonging to you or a parent/legal guardian
  • official financial sponsorship
  • student loans (only from a provider approved by UK government).

Read our guidance below, as well as these UK government rules on the amount, evidence and type of funds:

If you’re already in the UK

You will automatically meet the financial requirement for a student visa or Doctorate Extension Scheme visa if you:

  • are applying for a student visa inside the UK, and
  • have been in the UK for at least 12 months with valid permission on the date of application – short absences from the UK do not break the 12-month period, but if you have been away for a significant time (three months or more), you will not meet the requirement.

If you do not meet this requirement, or you’re applying from outside the UK, read more below.


Proof of funds

You must show UK Visas and Immigration (UKVI) you can pay:

  • course fees as stated on your CAS.
  • £1,023 for each month of your course, up to nine months (a maximum of £9,207). This includes part months. For Doctorate Extension Scheme applications, you need evidence for two months (£2,046).

You can show you have these funds through:

Money in your or your parents’ bank account

You need to show this money has been in the account for a consecutive 28-day period. This 28-day period should end no more than 31 days before you submit your application.

You can’t use a business account to show funds (even if the business is owned by you or your parents/legal guardian) or money held by any other family members.

If your spouse or partner is applying at the same time as you for a dependant visa, you can use money in an account in their name.

You must sign a declaration which states the funds are genuinely available for funding your study and living costs. UKVI reserves the right to check the availability of these funds.

If you use an overseas bank account, you need to convert the currency using Oanda, and make sure it remains above the required amount on the date you submit your application online.

Official financial or government sponsorship

Financial sponsorship is where you’re given money to pay for:

  • some or all of your course fees
  • living costs.

Defining a sponsor

UKVI defines an official financial sponsor as:

  • UK government-sponsored programmes
  • your national government
  • the British Council
  • an international organisation
  • an international company
  • a university
  • an independent school.

If Sussex is your financial sponsor, this information is on your CAS statement.

If you’re applying to extend your visa on the same course and you’re sponsored by a government or international scholarship agency, you must get your sponsor’s consent.

See UK government student guidance about official financial sponsorship.

Money paid to Sussex

You can pay some or all of your fees and accommodation costs in advance.

Up to £1,334 of University-managed accommodation costs can be deducted from the amount of maintenance required. This reduces the total amount you need to show as part of your visa application.

If you have made these payments to Sussex, they appear on your CAS statement. If they’re not included, contact the office that issued your CAS.

Deposits

If you’re a self-funded Masters student, you need to pay a tuition fee deposit of £2,000.

See our information about Masters deposits for international students.

Acceptable evidence of funds

You must submit the correct documents and financial evidence when you apply. Your visa may be refused if you don’t.

Download our example letters and statements to help you with your application, including:

Student loans

If you intend to use a loan as your financial evidence, you must ensure the loan and confirmation letter meet UKVI requirements – see financial requirement casework guidance, pages 10-11 [PDF].

Funds from overseas bank accounts

You can use funds from an overseas bank account. However, these funds will not be considered if the:

  • Home Office cannot verify the overseas bank, or
  • overseas bank is not regulated by the appropriate body in its respective country, or
  • overseas bank does not use electronic record keeping.

See details under “Financial institutions” in Appendix Finance of the Immigration Rules.

See more from Applying for a student visa